(NewsUSA) – NewsusaInfographic – Never doubt the eternal optimism of Americans. An overwhelming 72 percent of adults surveyed for Fidelity’s 7th annual New Year Financial Resolutions Study believe they’ll be better off, money-wise, in 2016 than they were in 2015. Among the most popular resolutions: saving more (54 percent) and spending less (19 percent). As for whether making such vows really work, 45 percent of those who did so last December say they now boast "less debt." See full-sized image here.